With the increase in gas prices, people are feeling the pinch of higher expenses.  It puts pressure on your basic needs like food and shelter, as well as your choices for entertainment.  As you complain about the higher cost of things, one question to ask yourself is “why is my cash flow so tight?” 

Money can’t buy love or happiness goes the old adage.  Are you sure?  That seems to be the attitude people adopt during their working years - slaving away now to create the freedom of choices they really want later in life.   Saving for retirement is very important, though what about choices now?

You may not be familiar with its formal name - the Economic Stimulus Act of 2008 - but you're almost certainly aware of its key outcome: a tax rebate. Now comes the big question: What should you do with it?

The beginning of a New Year is a great time to FINALLY get your financial stuff organized! Think if this as a gift to your family in a worst case scenario. Create a Financial Information Binder.